Natural hazards · Osawatomie

Osawatomie, KS natural hazards

Most of the natural-hazard damage FEMA expects in Osawatomie comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 3 claims here since 2007. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Osawatomie?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Osawatomie to be higher than in 55% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding46%Tornadoes16%Strong wind9%Cold waves8%Heat waves8%Hail6%Everything else7%

By hazard

What Osawatomie faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

46% of expected damage

Above average · higher than 64% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

16% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about once every 30 years in the area

Strong wind

9% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 7 times a year in the area

Cold waves

8% of expected damage

Below average · higher than 33% of U.S. places

Recorded about 2 times a year in the area

Heat waves

8% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 15 times a year in the area

Hail

6% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 9 times a year in the area

Lower here

Ice stormsWinter weatherWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Osawatomie flood?

Every paid claim on a federal flood insurance policy in Osawatomie, from FEMA’s records.

3paid claims since 2007

$305Kpaid to owners

0homes flooded more than once

20072026

Biggest named events

Thunderstorms: 3 claims, $305K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Osawatomie isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Miami County.

What’s been done with FEMA grants

1storm safe rooms built

Disasters that hit Osawatomie

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Osawatomie itself: aid to households, or repair grants to the City of Osawatomie.

Brought FEMA money into OsawatomieDeclared for Miami County only

2019

Severe Storms, Straight-Line Winds, Tornadoes, Flooding,landslides,and Mudslides

$38K to the City of Osawatomie for repairs

2007

Severe Storms and Flooding

362 households applied for aid $2.5M aid approved $339K to the City of Osawatomie for repairs

2002

Severe Winter Ice Storm

$137K to the City of Osawatomie for repairs

Miami County has had 13 natural disasters declared since 1953, most often severe storms and tornadoes.

Around Osawatomie

Osawatomie and the towns around it

Very lowLowModerateHighVery high

Valleymostly inland floodingModerate

Osawatomiemostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Osawatomie is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Osawatomie’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Osawatomie. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.