Natural hazards · Orlando

Orlando, KS natural hazards

Most of the natural-hazard damage FEMA expects in Orlando comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Orlando?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Orlando to be higher than in 29% of U.S. communities, mostly from inland flooding and hail.

Inland flooding27%Hail22%Tornadoes16%Cold waves13%Drought10%Everything else12%

By hazard

What Orlando faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

27% of expected damage

Well below average · higher than 18% of U.S. places

Recorded about once a year in the area

Hail

22% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about 8 times a year in the area

Tornadoes

16% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once a year in the area

Cold waves

13% of expected damage

Above average · higher than 63% of U.S. places

Recorded about 6 times a year in the area

Drought

10% of expected damage

Recorded about 80 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Orlando flood?

FEMA's records show no paid flood insurance claims in Orlando.

of all homes
are insured

No community discount. Orlando isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cheyenne County.

Disasters that hit Orlando

Federal disasters declared here

None of the disasters declared for Cheyenne County shows FEMA aid or repair money reaching Orlando itself in FEMA’s records.

Brought FEMA money into OrlandoDeclared for Cheyenne County only

Cheyenne County has had 10 natural disasters declared since 1953, most often severe storms and winter storms.

Around Orlando

Orlando and the towns around it

Very lowLowModerateHighVery high

Orlandomostly inland floodingLow

Wanomostly inland floodingLow

Calhounmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Orlando covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Orlando’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Orlando. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Orlando total about $3.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.