Natural hazards · Offerle

Offerle, KS natural hazards

Most of the natural-hazard damage FEMA expects in Offerle comes from drought, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Offerle?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Offerle to be higher than in 60% of U.S. communities, mostly from drought and hail.

Drought42%Hail21%Inland flooding16%Cold waves11%Everything else11%

By hazard

What Offerle faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Drought

42% of expected damage

Recorded about 66 times a year in the area

Hail

21% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 11 times a year in the area

Inland flooding

16% of expected damage

Below average · higher than 45% of U.S. places

Recorded about once every 3 years in the area

Cold waves

11% of expected damage

Below average · higher than 41% of U.S. places

Recorded about 3 times a year in the area

Lower here

TornadoesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Offerle flood?

FEMA's records show no paid flood insurance claims in Offerle.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Offerle isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Edwards County.

Disasters that hit Offerle

Federal disasters declared here

None of the disasters declared for Edwards County shows FEMA aid or repair money reaching Offerle itself in FEMA’s records.

Brought FEMA money into OfferleDeclared for Edwards County only

Edwards County has had 25 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Offerle is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Offerle’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Offerle. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.