Natural hazards · Monmouth

Monmouth, KS natural hazards

Most of the natural-hazard damage FEMA expects in Monmouth comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 15 claims here since 1993.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Monmouth?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Monmouth to be higher than in 48% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding51%Tornadoes19%Heat waves9%Cold waves6%Everything else16%

By hazard

What Monmouth faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

51% of expected damage

Above average · higher than 67% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

19% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about once every 15 years in the area

Heat waves

9% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 14 times a year in the area

Cold waves

6% of expected damage

Above average · higher than 54% of U.S. places

Recorded about 2 times a year in the area

Lower here

HailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Monmouth flood?

Every paid claim on a federal flood insurance policy in Monmouth, from FEMA’s records.

15paid claims since 1993

$373Kpaid to owners

0homes flooded more than once

19932026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Monmouth isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Shawnee County.

Disasters that hit Monmouth

Federal disasters declared here

None of the disasters declared for Shawnee County shows FEMA aid or repair money reaching Monmouth itself in FEMA’s records.

Brought FEMA money into MonmouthDeclared for Shawnee County only

Shawnee County has had 14 natural disasters declared since 1953, most often severe storms and floods.

Around Monmouth

Monmouth and the towns around it

Very lowLowModerateHighVery high

Elkmostly inland floodingModerate

Monmouthmostly inland floodingModerate

Clintonmostly inland floodingModerate

Kanwakamostly inland floodingModerate

Tecumsehmostly inland floodingLow

Williamsportmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Monmouth covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Monmouth’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Monmouth. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Monmouth total about $1.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.