Natural hazards · Milford

Milford, KS natural hazards

Most of the natural-hazard damage FEMA expects in Milford comes from tornadoes, and overall the risk is low for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Milford?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Milford to be higher than in 34% of U.S. communities, mostly from tornadoes and inland flooding.

Tornadoes34%Inland flooding32%Wildfire10%Heat waves6%Strong wind6%Ice storms5%Everything else8%

By hazard

What Milford faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Tornadoes

34% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about once every 9 years in the area

Inland flooding

32% of expected damage

Below average · higher than 28% of U.S. places

Recorded about once a year in the area

Wildfire

10% of expected damage

Well above average · higher than 96% of U.S. places

Heat waves

6% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 13 times a year in the area

Strong wind

6% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 6 times a year in the area

Ice storms

5% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about once a year in the area

Lower here

HailWinter weatherCold wavesEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Milford flood?

FEMA's records show no paid flood insurance claims in Milford.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Milford isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Geary County.

Disasters that hit Milford

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Milford itself: aid to households, or repair grants to the City of Milford.

Brought FEMA money into MilfordDeclared for Geary County only

2019

Severe Storms, Straight-Line Winds, Tornadoes, Flooding,landslides,and Mudslides

$16K to the City of Milford for repairs

2007

Severe Winter Storms

$14K to the City of Milford for repairs

Geary County has had 13 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Milford is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Milford’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Milford. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.