Natural hazards · McLouth

McLouth, KS natural hazards

Most of the natural-hazard damage FEMA expects in McLouth comes from inland flooding, and overall the risk is low for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is McLouth?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in McLouth to be higher than in 39% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding44%Tornadoes20%Heat waves8%Strong wind7%Cold waves6%Lightning6%Everything else10%

By hazard

What McLouth faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

44% of expected damage

Above average · higher than 52% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

20% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about once every 8 years in the area

Heat waves

8% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 14 times a year in the area

Strong wind

7% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 7 times a year in the area

Cold waves

6% of expected damage

Above average · higher than 58% of U.S. places

Recorded about 3 times a year in the area

Lightning

6% of expected damage

Above average · higher than 67% of U.S. places

Lower here

HailIce stormsWinter weatherWildfireEarthquakesLandslidesDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does McLouth flood?

FEMA's records show no paid flood insurance claims in McLouth.

of homes in flood zones
are insured

of all homes
are insured

No community discount. McLouth isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jefferson County.

Disasters that hit McLouth

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in McLouth itself: aid to households, or repair grants to the City of McLouth.

Brought FEMA money into McLouthDeclared for Jefferson County only

2009

Severe Winter Storms and Snowstorm

$4K to the City of McLouth for repairs

2007

Severe Winter Storms

$14K to the City of McLouth for repairs

2005

Severe Winter Storms, Heavy Rains, and Flooding

$6K to the City of McLouth for repairs

Jefferson County has had 16 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. McLouth is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to McLouth’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of McLouth. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.