Natural hazards · Madison

Madison, KS natural hazards

Most of the natural-hazard damage FEMA expects in Madison comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 1 claim here since 2025. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Madison?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Madison to be higher than in 88% of U.S. communities, mostly from inland flooding and wildfires.

Inland flooding39%Wildfire21%Ice storms15%Hail6%Strong wind5%Everything else14%

By hazard

What Madison faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

39% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about once a year in the area

Wildfire

21% of expected damage

Well above average · among the top 1% of U.S. places

Ice storms

15% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 2 years in the area

Hail

6% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 9 times a year in the area

Strong wind

5% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 6 times a year in the area

Lower here

TornadoesWinter weatherCold wavesHeat wavesEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Madison flood?

Every paid claim on a federal flood insurance policy in Madison, from FEMA’s records.

1paid claims since 2025

$13Kpaid to owners

0homes flooded more than once

20252026

of all homes
are insured

No community discount. Madison isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Greenwood County.

Disasters that hit Madison

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Madison itself: aid to households, or repair grants to the City of Madison.

Brought FEMA money into MadisonDeclared for Greenwood County only

2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$28K to the City of Madison for repairs

2009

Severe Storms, Flooding, Straight-Line Winds, and Tornadoes

$90K to the City of Madison for repairs

2005

Severe Winter Storms, Heavy Rains, and Flooding

$6K to the City of Madison for repairs

2002

Severe Winter Ice Storm

$2K to the City of Madison for repairs

Greenwood County has had 23 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Madison is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Madison’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Madison. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.