Natural hazards · Ludell

Ludell, KS natural hazards

Most of the natural-hazard damage FEMA expects in Ludell comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ludell?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ludell to be higher than in 38% of U.S. communities, mostly from inland flooding and drought.

Inland flooding32%Drought20%Hail19%Tornadoes15%Everything else14%

By hazard

What Ludell faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

32% of expected damage

Below average · higher than 31% of U.S. places

Recorded about once a year in the area

Drought

20% of expected damage

Recorded about 94 times a year in the area

Hail

19% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 9 times a year in the area

Tornadoes

15% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once a year in the area

Lower here

Ice stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ludell flood?

FEMA's records show no paid flood insurance claims in Ludell.

of all homes
are insured

No community discount. Ludell isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Rawlins County.

Disasters that hit Ludell

Federal disasters declared here

None of the disasters declared for Rawlins County shows FEMA aid or repair money reaching Ludell itself in FEMA’s records.

Brought FEMA money into LudellDeclared for Rawlins County only

Rawlins County has had 9 natural disasters declared since 1953, most often severe storms and winter storms.

Around Ludell

Ludell and the towns around it

Very lowLowModerateHighVery high

Ludellmostly inland floodingLow

Centermostly inland floodingLow

Herlmostly inland floodingLow

Unionmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ludell is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Ludell’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Ludell. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.