Natural hazards · London

London, KS natural hazards

Most of the natural-hazard damage FEMA expects in London comes from inland flooding, and overall the risk is high for a U.S. community. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is London?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in London to be higher than in 65% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding38%Tornadoes23%Cold waves11%Drought7%Hail7%Strong wind5%Everything else8%

By hazard

What London faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

38% of expected damage

Above average · higher than 68% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

23% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 3 years in the area

Cold waves

11% of expected damage

Below average · higher than 35% of U.S. places

Recorded about once a year in the area

Drought

7% of expected damage

Recorded about 65 times a year in the area

Hail

7% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about 10 times a year in the area

Strong wind

5% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 7 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does London flood?

FEMA's records show no paid flood insurance claims in London.

of homes in flood zones
are insured

of all homes
are insured

No community discount. London isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Sumner County.

Disasters that hit London

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in London itself: aid to households, or repair grants to the Township of London.

Brought FEMA money into LondonDeclared for Sumner County only

2025

Severe Storms, Straight-Line Winds, and Flooding

$25K to the Township of London for repairs

2016

Severe Storms and Flooding

$103K to the Township of London for repairs

2009

Severe Storms, Flooding, Straight-Line Winds, and Tornadoes

$51K to the Township of London for repairs

2008

Severe Storms, Flooding and Tornadoes

$34K to the Township of London for repairs

2007

Severe Storms, Tornadoes, and Flooding

$22K to the Township of London for repairs

2005

Severe Winter Storms, Heavy Rains, and Flooding

$7K to the Township of London for repairs

1999

Severe Storms and Tornadoes

$11K to the Township of London for repairs

Sumner County has had 24 natural disasters declared since 1953, most often severe storms and floods.

Around London

London and the towns around it

Very lowLowModerateHighVery high

Ohiomostly inland floodingHigh

Londonmostly inland floodingHigh

Illinoismostly inland floodingHigh

Belle Plainemostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. London is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to London’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of London. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.