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Natural hazards · Larned

Larned, KS natural hazards

Most of the natural-hazard damage FEMA expects in Larned comes from cold waves, and overall the risk is high for a U.S. community. Flood insurance has paid 3 claims here since 1989. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Larned?

65
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Larned to be higher than in 65% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves31%Inland flooding25%Tornadoes23%Hail7%Strong wind6%Everything else8%
By hazard

What Larned faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

31% of expected damage
Below average · higher than 35% of U.S. places
Recorded about 3 times a year in the area

Inland flooding

25% of expected damage
Above average · higher than 58% of U.S. places
Recorded about once every 2 years in the area

Tornadoes

23% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about once every 15 years in the area

Hail

7% of expected damage
Well above average · higher than 95% of U.S. places
Recorded about 11 times a year in the area

Strong wind

6% of expected damage
Well above average · higher than 98% of U.S. places
Recorded about 6 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Larned flood?

Every paid claim on a federal flood insurance policy in Larned, from FEMA’s records.

3paid claims since 1989
$8Kpaid to owners
0homes flooded more than once
19892026

Biggest named events

  • Midwest Flooding: 1 claim, $3K
of all homes
are insured
No community discount. Larned isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Pawnee County.
Disasters that hit Larned

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Larned itself: aid to households, or repair grants to the City of Larned.

Brought FEMA money into LarnedDeclared for Pawnee County only
2021

Severe Storms and Straight Line Winds

$12K to the City of Larned for repairs
2019

Severe Storms, Straight-Line Winds, Tornadoes, Flooding,landslides,and Mudslides

$12K to the City of Larned for repairs
2017

Severe Winter Storm

$149K to the City of Larned for repairs
2013

Snowstorm

$9K to the City of Larned for repairs
2007

Severe Winter Storms

$72K to the City of Larned for repairs
2007

Severe Storms and Flooding

4 households applied for aid $5K aid approved
2007

Severe Storms, Tornadoes, and Flooding

2 households applied for aid $733 aid approved $30K to the City of Larned for repairs
Pawnee County has had 25 natural disasters declared since 1953, most often severe storms and winter storms.
Around Larned

Larned and the towns around it

Larned: High, mostly droughtPleasant Grove: High, mostly droughtPawnee: High, mostly droughtRiver: High, mostly droughtSanta Fe: High, mostly droughtPleasant Valley: High, mostly droughtLogan: High, mostly droughtLarned: High, mostly cold waves LarnedLarnedPleasant Grove
Very lowLowModerateHighVery high
Larnedmostly droughtHigh
Pleasant Grovemostly droughtHigh
Larnedmostly cold wavesHigh
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Larned covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Larned’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the City of Larned. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Larned total about $4.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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