Natural hazards · Lane

Lane, KS natural hazards

Most of the natural-hazard damage FEMA expects in Lane comes from inland flooding, and overall the risk is moderate for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lane?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lane to be higher than in 57% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding42%Tornadoes16%Strong wind9%Hail7%Cold waves7%Heat waves6%Everything else13%

By hazard

What Lane faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

42% of expected damage

Above average · higher than 62% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

16% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about once every 5 years in the area

Strong wind

9% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 7 times a year in the area

Hail

7% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about 9 times a year in the area

Cold waves

7% of expected damage

Above average · higher than 52% of U.S. places

Recorded about 2 times a year in the area

Heat waves

6% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about 15 times a year in the area

Lower here

Ice stormsWinter weatherWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lane flood?

FEMA's records show no paid flood insurance claims in Lane.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Lane isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Franklin County.

Disasters that hit Lane

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Lane itself: aid to households, or repair grants to the City of Lane.

Brought FEMA money into LaneDeclared for Franklin County only

2019

Severe Storms, Straight-Line Winds, Tornadoes, Flooding,landslides,and Mudslides

$78K to the City of Lane for repairs

2007

Severe Storms and Flooding

14 households applied for aid $173K aid approved $55K to the City of Lane for repairs

Franklin County has had 20 natural disasters declared since 1953, most often severe storms and tornadoes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lane is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Lane’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Lane. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.