Natural hazards · La Harpe

La Harpe, KS natural hazards

Most of the natural-hazard damage FEMA expects in La Harpe comes from inland flooding, and overall the risk is moderate for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is La Harpe?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in La Harpe to be higher than in 59% of U.S. communities, mostly from inland flooding.

Inland flooding39%Tornadoes13%Heat waves10%Cold waves10%Strong wind9%Lightning5%Everything else13%

By hazard

What La Harpe faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

39% of expected damage

Above average · higher than 71% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

13% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about once every 17 years in the area

Heat waves

10% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 15 times a year in the area

Cold waves

10% of expected damage

Below average · higher than 36% of U.S. places

Recorded about 2 times a year in the area

Strong wind

9% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 5 times a year in the area

Lightning

5% of expected damage

Well above average · higher than 90% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does La Harpe flood?

FEMA's records show no paid flood insurance claims in La Harpe.

of homes in flood zones
are insured

of all homes
are insured

No community discount. La Harpe isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Allen County.

Disasters that hit La Harpe

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in La Harpe itself: aid to households, or repair grants to the City of La Harpe.

Brought FEMA money into La HarpeDeclared for Allen County only

2003

Severe Storms, Tornadoes, and Flooding

2 households applied for aid $754 aid approved

Allen County has had 12 natural disasters declared since 1953, most often severe storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. La Harpe is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to La Harpe’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of La Harpe. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.