Natural hazards · Isbel

Isbel, KS natural hazards

Most of the natural-hazard damage FEMA expects in Isbel comes from hail, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Isbel?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Isbel to be higher than in 35% of U.S. communities, mostly from hail and drought.

Hail40%Drought21%Cold waves14%Inland flooding11%Strong wind7%Tornadoes5%Everything else2%

By hazard

What Isbel faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hail

40% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 9 times a year in the area

Drought

21% of expected damage

Recorded about 77 times a year in the area

Cold waves

14% of expected damage

Above average · higher than 57% of U.S. places

Recorded about 4 times a year in the area

Inland flooding

11% of expected damage

Below average · higher than 27% of U.S. places

Recorded about once every 5 years in the area

Strong wind

7% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

5% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about once a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Isbel flood?

FEMA's records show no paid flood insurance claims in Isbel.

of all homes
are insured

No community discount. Isbel isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Scott County.

Disasters that hit Isbel

Federal disasters declared here

None of the disasters declared for Scott County shows FEMA aid or repair money reaching Isbel itself in FEMA’s records.

Brought FEMA money into IsbelDeclared for Scott County only

Scott County has had 8 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Isbel is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Isbel’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Isbel. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.