Natural hazards · Humboldt

Humboldt, KS natural hazards

Most of the natural-hazard damage FEMA expects in Humboldt comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 1 claim here since 2007. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Humboldt?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Humboldt to be higher than in 71% of U.S. communities, mostly from inland flooding.

Inland flooding49%Tornadoes11%Heat waves8%Strong wind8%Cold waves7%Drought6%Everything else11%

By hazard

What Humboldt faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

49% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

11% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about once every 14 years in the area

Heat waves

8% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 15 times a year in the area

Strong wind

8% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 5 times a year in the area

Cold waves

7% of expected damage

Below average · higher than 36% of U.S. places

Recorded about 2 times a year in the area

Drought

6% of expected damage

Recorded about 25 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Humboldt flood?

Every paid claim on a federal flood insurance policy in Humboldt, from FEMA’s records.

1paid claims since 2007

$5Kpaid to owners

0homes flooded more than once

20072026

Biggest named events

Thunderstorms: 1 claim, $5K

of homes in flood zones
are insured

of all homes
are insured

🏷️ 05% off flood insurance. Humboldt is in FEMA’s Community Rating System (class 9) for its flood-proofing work.

Insurance rates: Allen County.

What’s been done with FEMA grants

4flood-prone properties bought out and cleared

2storm safe rooms built

Disasters that hit Humboldt

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Humboldt itself: aid to households, or repair grants to the City of Humboldt.

Brought FEMA money into HumboldtDeclared for Allen County only

2023

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

$45K to the City of Humboldt for repairs

2007

Severe Storms and Flooding

17 households applied for aid $226K aid approved $39K to the City of Humboldt for repairs

2003

Severe Storms, Tornadoes, and Flooding

12 households applied for aid $771 aid approved

2002

Severe Winter Ice Storm

$43K to the City of Humboldt for repairs

Allen County has had 12 natural disasters declared since 1953, most often severe storms and hurricanes.

Around Humboldt

Humboldt and the towns around it

Very lowLowModerateHighVery high

Humboldtmostly inland floodingHigh

Loganmostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Humboldt is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Humboldt’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Humboldt. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.