Natural hazards · Horace

Horace, KS natural hazards

Most of the natural-hazard damage FEMA expects in Horace comes from hail, and overall the risk is very low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Horace?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Horace to be higher than in 16% of U.S. communities, mostly from hail and drought.

Hail32%Drought31%Inland flooding13%Cold waves12%Tornadoes6%Everything else6%

By hazard

What Horace faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hail

32% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 8 times a year in the area

Drought

31% of expected damage

Recorded about 79 times a year in the area

Inland flooding

13% of expected damage

Well below average · higher than 8% of U.S. places

Recorded about once every 2 years in the area

Cold waves

12% of expected damage

Above average · higher than 58% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

6% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about once a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Horace flood?

FEMA's records show no paid flood insurance claims in Horace.

Disasters that hit Horace

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Horace itself: aid to households, or repair grants to the City of Horace.

Brought FEMA money into HoraceDeclared for Greeley County only

2006

Severe Winter Storm

$4K to the City of Horace for repairs

Greeley County has had 8 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Horace is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Horace’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Horace. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.