Natural hazards · Holton

Holton, KS natural hazards

Most of the natural-hazard damage FEMA expects in Holton comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 1 claim here since 2001. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Holton?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Holton to be higher than in 54% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding48%Tornadoes17%Heat waves7%Wildfire7%Strong wind6%Everything else15%

By hazard

What Holton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

48% of expected damage

Above average · higher than 64% of U.S. places

Recorded about once a year in the area

Tornadoes

17% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about once every 52 years in the area

Heat waves

7% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 13 times a year in the area

Wildfire

7% of expected damage

Well above average · higher than 95% of U.S. places

Strong wind

6% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about 7 times a year in the area

Lower here

HailIce stormsWinter weatherCold wavesEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Holton flood?

Every paid claim on a federal flood insurance policy in Holton, from FEMA’s records.

1paid claims since 2001

$16Kpaid to owners

0homes flooded more than once

20012026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Holton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jackson County.

Disasters that hit Holton

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Holton itself: aid to households, or repair grants to the City of Holton.

Brought FEMA money into HoltonDeclared for Jackson County only

2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$7K to the City of Holton for repairs

2007

Severe Winter Storms

$173K to the City of Holton for repairs

2005

Severe Winter Storms, Heavy Rains, and Flooding

$9K to the City of Holton for repairs

Jackson County has had 17 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Holton is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Holton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Holton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.