Natural hazards · Highpoint

Highpoint, KS natural hazards

Most of the natural-hazard damage FEMA expects in Highpoint comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Highpoint?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Highpoint to be higher than in 61% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding35%Tornadoes17%Drought15%Hail13%Cold waves8%Strong wind7%Everything else5%

By hazard

What Highpoint faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

35% of expected damage

Above average · higher than 57% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

17% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once a year in the area

Drought

15% of expected damage

Recorded about 60 times a year in the area

Hail

13% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 10 times a year in the area

Cold waves

8% of expected damage

Below average · higher than 35% of U.S. places

Recorded about 4 times a year in the area

Strong wind

7% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 5 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Highpoint flood?

FEMA's records show no paid flood insurance claims in Highpoint.

of all homes
are insured

No community discount. Highpoint isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Ness County.

Disasters that hit Highpoint

Federal disasters declared here

None of the disasters declared for Ness County shows FEMA aid or repair money reaching Highpoint itself in FEMA’s records.

Brought FEMA money into HighpointDeclared for Ness County only

Ness County has had 18 natural disasters declared since 1953, most often severe storms and winter storms.

Around Highpoint

Highpoint and the towns around it

Very lowLowModerateHighVery high

Shileymostly droughtHigh

Marenamostly droughtHigh

Valleymostly droughtHigh

Highpointmostly inland floodingHigh

Bazinemostly inland floodingHigh

Franklinmostly inland floodingHigh

Alexander-Belle Prairiemostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Highpoint is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Highpoint’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Highpoint. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.