Natural hazards · Herzog

Herzog, KS natural hazards

Most of the natural-hazard damage FEMA expects in Herzog comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Herzog?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Herzog to be higher than in 53% of U.S. communities, mostly from inland flooding and hail.

Inland flooding38%Hail17%Tornadoes12%Strong wind10%Drought8%Cold waves6%Everything else10%

By hazard

What Herzog faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

38% of expected damage

Below average · higher than 47% of U.S. places

Recorded about once a year in the area

Hail

17% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 9 times a year in the area

Tornadoes

12% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about once every 2 years in the area

Strong wind

10% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 5 times a year in the area

Drought

8% of expected damage

Recorded about 42 times a year in the area

Cold waves

6% of expected damage

Below average · higher than 30% of U.S. places

Recorded about 4 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Herzog flood?

FEMA's records show no paid flood insurance claims in Herzog.

of all homes
are insured

No community discount. Herzog isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Ellis County.

Disasters that hit Herzog

Federal disasters declared here

None of the disasters declared for Ellis County shows FEMA aid or repair money reaching Herzog itself in FEMA’s records.

Brought FEMA money into HerzogDeclared for Ellis County only

Ellis County has had 12 natural disasters declared since 1953, most often severe storms and winter storms.

Around Herzog

Herzog and the towns around it

Very lowLowModerateHighVery high

Paradisemostly inland floodingHigh

Big Creekmostly inland floodingHigh

Township 12mostly hailModerate

Herzogmostly inland floodingModerate

Buckeyemostly inland floodingModerate

Freedommostly inland floodingModerate

Big Creekmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Herzog is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Herzog’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Herzog. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.