Natural hazards · Haviland

Haviland, KS natural hazards

Most of the natural-hazard damage FEMA expects in Haviland comes from drought, and overall the risk is high for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Haviland?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Haviland to be higher than in 75% of U.S. communities, mostly from drought and cold waves.

Drought33%Cold waves22%Inland flooding12%Tornadoes10%Wildfire9%Hail8%Everything else6%

By hazard

What Haviland faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Drought

33% of expected damage

Recorded about 69 times a year in the area

Cold waves

22% of expected damage

Above average · higher than 54% of U.S. places

Recorded about 2 times a year in the area

Inland flooding

12% of expected damage

Below average · higher than 43% of U.S. places

Recorded about once every 5 years in the area

Tornadoes

10% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once a year in the area

Wildfire

9% of expected damage

Well above average · higher than 98% of U.S. places

Hail

8% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 11 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Haviland flood?

FEMA's records show no paid flood insurance claims in Haviland.

of all homes
are insured

No community discount. Haviland isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Kiowa County.

Disasters that hit Haviland

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Haviland itself: aid to households, or repair grants to the City of Haviland.

Brought FEMA money into HavilandDeclared for Kiowa County only

2017

Severe Winter Storm

$19K to the City of Haviland for repairs

2007

Severe Winter Storms

$21K to the City of Haviland for repairs

2007

Severe Storms, Tornadoes, and Flooding

25 households applied for aid $16K aid approved $2K to the City of Haviland for repairs

Kiowa County has had 17 natural disasters declared since 1953, most often severe storms and ice storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Haviland is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Haviland’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Haviland. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.