Haven’s biggest natural hazard is inland flooding
Most of the natural-hazard damage FEMA expects in Haven comes from inland flooding, and overall the risk is high for a U.S. community. 1 federal disaster brought FEMA money into town.
What stands out about Haven’s weather risks
Read from FEMA’s records below. The page puts what stands out first.
Does Haven flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Haven. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Haven isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Reno County.How exposed is Haven?
FEMA expects yearly storm and flood damage to homes and buildings here to be higher than in 69% of U.S. communities, mostly from inland flooding and tornadoes.
Rated higher than 1,399 of the 1,995 Kansas towns we cover.
Haven is smaller than a census tract, so it shares the figures of the tract around its center.
What Haven faces
Each hazard’s share of the damage FEMA expects here, and how it compares with the rest of the country.
Inland flooding
Tornadoes
Hail
Strong wind
Cold waves
Ice storms
1 federal disaster brought FEMA money to Haven
Disasters that paid out in Haven itself (aid to households or repair grants to the Township of Haven) and its biggest flood years.
- 2013Severe Storms, Straight-Line Winds, Tornadoes, and Flooding$16K to the Township of Haven for repairs
Reno County has had 21 natural disasters declared since 1953, most often severe storms and fires.
Old photos of Haven after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Haven archive →Get ready for what Haven actually faces
A short kit for its top hazards, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Haven and its neighbors
Haven ranks 2nd calmest of 7 towns around it. Tap a town to see its hazards.
Rating = expected yearly storm and flood damage as a share of what’s there, vs. U.S. communities. Flood claims = paid federal flood insurance claims on record.
Most disasters here begin in March–May
The month each of Reno County’s 21 declared disasters began, since 1953.
What these numbers can and can’t tell you
- An average, not a forecast. FEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
- Compared by rate. “Higher than N%” compares yearly damage as a share of what’s there, so a big city isn’t rated riskier just for having more buildings.
- Money that reached town. Flood claims are matched to Haven’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Haven.
- It follows property value. FEMA’s model weighs damage to buildings, so a place that recently lost many homes can rate lower than it feels.
Storm stories
Memories, warnings and help from neighbors in Haven.
Your answer becomes a post in Town Square.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau. Preparedness tips: Ready.gov. An average of past damage, not a forecast.