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Natural hazards · Harvey

Harvey, KS natural hazards

Most of the natural-hazard damage FEMA expects in Harvey comes from inland flooding, and overall the risk is very high for a U.S. community. 10 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Harvey?

83
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Harvey to be higher than in 83% of U.S. communities, mostly from inland flooding and wildfires.

Inland flooding31%Wildfire22%Tornadoes18%Cold waves12%Hail6%Everything else12%
By hazard

What Harvey faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

31% of expected damage
Well above average · higher than 76% of U.S. places
Recorded about once a year in the area

Wildfire

22% of expected damage
Well above average · among the top 1% of U.S. places

Tornadoes

18% of expected damage
Well above average · higher than 98% of U.S. places
Recorded about once every 2 years in the area

Cold waves

12% of expected damage
Below average · higher than 34% of U.S. places
Recorded about once a year in the area

Hail

6% of expected damage
Well above average · higher than 85% of U.S. places
Recorded about 9 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Harvey flood?

FEMA's records show no paid flood insurance claims in Harvey.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Harvey isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Cowley County.
Disasters that hit Harvey

10 federal disasters brought FEMA money here

Disasters the President declared that paid out in Harvey itself: aid to households, or repair grants to the Township of Harvey.

Brought FEMA money into HarveyDeclared for Cowley County only
2019

Severe Storms, Straight-Line Winds, Tornadoes, Flooding,landslides,and Mudslides

$14K to the Township of Harvey for repairs
2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$18K to the Township of Harvey for repairs
2009

Severe Winter Storms and Snowstorm

$14K to the Township of Harvey for repairs
2009

Severe Storms, Flooding, Straight-Line Winds, and Tornadoes

$11K to the Township of Harvey for repairs
2009

Severe Winter Storm and Record and Near Record Snow

$3K to the Township of Harvey for repairs
2008

Severe Storms, Flooding and Tornadoes

$46K to the Township of Harvey for repairs
2007

Severe Storms and Flooding

$35K to the Township of Harvey for repairs
2007

Severe Storms, Tornadoes, and Flooding

$41K to the Township of Harvey for repairs
2005

Severe Winter Storms, Heavy Rains, and Flooding

$10K to the Township of Harvey for repairs
2002

Severe Winter Ice Storm

$8K to the Township of Harvey for repairs
Cowley County has had 24 natural disasters declared since 1953, most often severe storms and floods.
Around Harvey

Harvey and the towns around it

Windsor: Very high, mostly inland floodingUnion: High, mostly inland floodingOmnia: Very high, mostly inland floodingUnion Center: Very high, mostly inland floodingOtter: Very high, mostly inland floodingSilver Creek: Very high, mostly inland floodingSheridan: Very high, mostly inland floodingDexter: Very high, mostly inland floodingGreenfield: Very high, mostly inland floodingClay: High, mostly inland floodingHickory: High, mostly inland floodingRichland: High, mostly inland floodingHoward: Very high, mostly inland floodingOtter Creek: Very high, mostly inland floodingPaw Paw: Very high, mostly inland floodingWildcat: Very high, mostly inland floodingPiedmont: Very high, mostly inland floodingHarvey: Very high, mostly inland flooding HarveyWindsorUnionOmniaUnion Center
Very lowLowModerateHighVery high
Union Centermostly inland floodingVery high
Harveymostly inland floodingVery high
Windsormostly inland floodingVery high
Omniamostly inland floodingVery high
Unionmostly inland floodingHigh
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Harvey is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Harvey’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Harvey. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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