Natural hazards · Halstead

Halstead, KS natural hazards

Most of the natural-hazard damage FEMA expects in Halstead comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 175 claims here since 1979. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Halstead?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Halstead to be higher than in 51% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding42%Tornadoes29%Hail7%Cold waves6%Heat waves5%Everything else11%

By hazard

What Halstead faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

42% of expected damage

Above average · higher than 57% of U.S. places

Recorded about once a year in the area

Tornadoes

29% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about once every 10 years in the area

Hail

7% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 10 times a year in the area

Cold waves

6% of expected damage

Below average · higher than 37% of U.S. places

Recorded about 2 times a year in the area

Heat waves

5% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 13 times a year in the area

Lower here

Ice stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Halstead flood?

Every paid claim on a federal flood insurance policy in Halstead, from FEMA’s records.

175paid claims since 1979

$2.1Mpaid to owners

1homes flooded more than once

19792026

Biggest named events

Midwest Flooding: 95 claims, $1.6M

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Halstead isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Harvey County.

What’s been done with FEMA grants

17flood-prone properties bought out and cleared

1storm safe rooms built

Disasters that hit Halstead

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Halstead itself: aid to households, or repair grants to the City of Halstead.

Brought FEMA money into HalsteadDeclared for Harvey County only

2024

Severe Storm, Straight-Line Winds, Tornadoes, and Flooding

$159K to the City of Halstead for repairs

2013

Snowstorm

$2K to the City of Halstead for repairs

2007

Severe Storms, Tornadoes, and Flooding

$7K to the City of Halstead for repairs

2005

Severe Winter Storms, Heavy Rains, and Flooding

$64K to the City of Halstead for repairs

Harvey County has had 21 natural disasters declared since 1953, most often severe storms and floods.

Around Halstead

Halstead and the towns around it

Very lowLowModerateHighVery high

Halsteadmostly inland floodingModerate

Lakinmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Halstead is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Halstead’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Halstead. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.