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Natural hazards · Garnett

Garnett, KS natural hazards

Most of the natural-hazard damage FEMA expects in Garnett comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 1 claim here since 2007. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Garnett?

52
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Garnett to be higher than in 52% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding37%Tornadoes16%Strong wind11%Cold waves8%Heat waves8%Lightning6%Everything else15%
By hazard

What Garnett faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

37% of expected damage
Above average · higher than 55% of U.S. places
Recorded about 2 times a year in the area

Tornadoes

16% of expected damage
Well above average · higher than 89% of U.S. places
Recorded about once every 12 years in the area

Strong wind

11% of expected damage
Well above average · higher than 98% of U.S. places
Recorded about 7 times a year in the area

Cold waves

8% of expected damage
Below average · higher than 33% of U.S. places
Recorded about 2 times a year in the area

Heat waves

8% of expected damage
Well above average · higher than 89% of U.S. places
Recorded about 15 times a year in the area

Lightning

6% of expected damage
Well above average · higher than 80% of U.S. places

Lower here

Ice stormsWinter weatherWildfireEarthquakesLandslidesDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Garnett flood?

Every paid claim on a federal flood insurance policy in Garnett, from FEMA’s records.

1paid claims since 2007
$129Kpaid to owners
0homes flooded more than once
20072026

Biggest named events

  • Thunderstorms: 1 claim, $129K
of all homes
are insured
No community discount. Garnett isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Anderson County.

What’s been done with FEMA grants

3storm safe rooms built
Disasters that hit Garnett

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Garnett itself: aid to households, or repair grants to the City of Garnett.

Brought FEMA money into GarnettDeclared for Anderson County only
2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

$919K to the City of Garnett for repairs
2019

Severe Storms, Straight-Line Winds, Tornadoes, Flooding,landslides,and Mudslides

$3.6M to the City of Garnett for repairs
2018

Severe Storms, Straight-Line Winds, and Flooding

$6K to the City of Garnett for repairs
2009

Severe Storms and Flooding

$24K to the City of Garnett for repairs
2007

Severe Storms and Flooding

51 households applied for aid $100K aid approved $365K to the City of Garnett for repairs
2005

Severe Winter Storms, Heavy Rains, and Flooding

$6K to the City of Garnett for repairs
2002

Severe Winter Ice Storm

$299K to the City of Garnett for repairs
Anderson County has had 16 natural disasters declared since 1953, most often severe storms and tornadoes.
Around Garnett

Garnett and the towns around it

Monroe: Moderate, mostly inland floodingJackson: Moderate, mostly inland floodingPutnam: Moderate, mostly inland floodingWalker: Moderate, mostly inland floodingLincoln: High, mostly inland floodingReeder: High, mostly inland floodingWashington: High, mostly inland floodingGarnett: Moderate, mostly inland flooding GarnettMonroeJackson
Very lowLowModerateHighVery high
Garnettmostly inland floodingModerate
Monroemostly inland floodingModerate
Jacksonmostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Garnett is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Garnett’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Garnett. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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