Natural hazards · Garland

Garland, KS natural hazards

Most of the natural-hazard damage FEMA expects in Garland comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Garland?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Garland to be higher than in 75% of U.S. communities, mostly from inland flooding and drought.

Inland flooding40%Drought15%Hail11%Cold waves10%Tornadoes8%Strong wind6%Everything else10%

By hazard

What Garland faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

40% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about 2 times a year in the area

Drought

15% of expected damage

Recorded about 17 times a year in the area

Hail

11% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 7 times a year in the area

Cold waves

10% of expected damage

Below average · higher than 44% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

8% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about once every 6 years in the area

Strong wind

6% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesIce stormsWinter weatherWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Garland flood?

FEMA's records show no paid flood insurance claims in Garland.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Garland isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Bourbon County.

What’s been done with FEMA grants

1storm safe rooms built

Disasters that hit Garland

Federal disasters declared here

None of the disasters declared for Bourbon County shows FEMA aid or repair money reaching Garland itself in FEMA’s records.

Brought FEMA money into GarlandDeclared for Bourbon County only

Bourbon County has had 16 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Garland is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Garland’s own flood-insurance community; household aid to the registrant’s city; repair grants to Garland. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.