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Natural hazards in Fredonia · FEMA

Fredonia’s biggest natural hazard is inland flooding

Most of the natural-hazard damage FEMA expects in Fredonia comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 15 claims here since 1984. 6 federal disasters brought FEMA money into town.

51Moderate riskLowerHigherExpected storm and flood damage, vs. U.S. communities
Overall risk
Moderate
higher than 51% of U.S. places
Main hazard
Inland flooding
35% of expected damage
Flood claims
15
paid since 1984 · $507K
Disasters paid out here
6
of 15 declared for Wilson County
Expected yearly loss
$1.7M
buildings, people and crops

What stands out about Fredonia’s weather risks

Read from FEMA’s records below. The page puts what stands out first.

★ What stands out · Flood insurance claims

Does Fredonia flood? Sometimes: 15 flood claims since 1984

Every paid claim on a federal flood insurance policy in Fredonia, from FEMA’s records.

Paid flood claims, by year
1984: 1 claim1985: 0 claims1986: 2 claims1987: 0 claims1988: 0 claims1989: 0 claims1990: 0 claims1991: 0 claims1992: 1 claim1993: 0 claims1994: 0 claims1995: 0 claims1996: 0 claims1997: 0 claims1998: 0 claims1999: 0 claims2000: 0 claims2001: 0 claims2002: 0 claims2003: 0 claims2004: 0 claims2005: 0 claims2006: 0 claims2007: 2 claims2008: 2 claims2009: 1 claim2010: 0 claims2011: 0 claims2012: 0 claims2013: 2 claims2014: 0 claims2015: 0 claims2016: 0 claims2017: 0 claims2018: 0 claims2019: 2 claims2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 2 claims2025: 0 claims2026: 0 claims 198620072008
19842026
Biggest named events
  • The Thunderstorms2 claims · $6K
15
paid claims since 1984
$507K
paid to owners
1
homes flooded more than once
$34K
average claim
Homes that flooded again and again
FEMA “severe repetitive loss” (1)Flooded 2+ times
of homes in flood zones are insured
of all homes are insured
No community discount

Fredonia isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Wilson County.
What’s been done with FEMA grants
14flood-prone properties bought out and cleared
Storms remembered

6 federal disasters brought FEMA money to Fredonia

Disasters that paid out in Fredonia itself (aid to households or repair grants to the City of Fredonia) and its biggest flood years.

  1. 2019Severe Storms, Straight-Line Winds, Tornadoes, Flooding,landslides,and Mudslides$52K to the City of Fredonia for repairs
  2. 2013Severe Storms, Straight-Line Winds, Tornadoes, and Flooding$17K to the City of Fredonia for repairs
  3. 2009Severe Winter Storms and Snowstorm$4K to the City of Fredonia for repairs
  4. 2009Severe Storms, Flooding, Straight-Line Winds, and Tornadoes$11K to the City of Fredonia for repairs
  5. 2007Severe Storms and Flooding232 households applied for aid$1.0M aid approved$5.7M to the City of Fredonia for repairs
  6. 2002Severe Winter Ice Storm$473K to the City of Fredonia for repairs
Disasters declared, by decade
Paid out in FredoniaWilson County only

Wilson County has had 15 natural disasters declared since 1953, most often severe storms and floods.

Were you here?

Old photos of Fredonia after a storm or flood belong in the town’s history. Add one, or share what you remember below.

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Expected damage

How exposed is Fredonia?

FEMA expects yearly storm and flood damage to homes and buildings here to be higher than in 51% of U.S. communities, mostly from inland flooding and tornadoes.

Where Fredonia sits
Fredonia
Very lowLowModerateHighVery high

Calmer than 1,471 of the 1,995 Kansas towns we cover.

Fredonia covers 1 census tract, combined by population.

What drives the damage
Inland flooding35%Tornadoes26%Strong wind12%Cold waves10%Heat waves6%Everything else10%
By hazard

What Fredonia faces

Each hazard’s share of the damage FEMA expects here, and how it compares with the rest of the country.

Inland flooding

35%of expected damage
Above average · higher than 57% of U.S. places
Recorded about once a year in the area

Tornadoes

26%of expected damage
Well above average · higher than 97% of U.S. places

Strong wind

12%of expected damage
Well above average · higher than 94% of U.S. places
Recorded about 5 times a year in the area

Cold waves

10%of expected damage
Below average · higher than 36% of U.S. places
Recorded about once a year in the area

Heat waves

6%of expected damage
Well above average · higher than 90% of U.S. places
Recorded about 16 times a year in the area
Lower here
🧊 Hail🧊 Ice storms❄️ Winter weather🔥 Wildfire🏚️ Earthquakes⛰️ Landslides⚡ Lightning🌵 Drought
Not a risk here
Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Be ready

Get ready for what Fredonia actually faces

A short kit for its top hazards, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Tornado warnings
  • Pick your spot now: the lowest floor, an inside room, no windows.
  • A watch means be ready; a warning means take cover now.
  • Keep shoes and a flashlight by the bed.
More from Ready.gov ↗
High winds
  • Trim dead limbs over the house and driveway.
  • Tie down trash cans and outdoor furniture.
  • Stay clear of downed lines and call the utility.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Storm season

Most disasters here begin in April–June

The month each of Wilson County’s 15 declared disasters began, since 1953.

1J
F
M
3A
2M
2J
2J
A
1S
2O
N
2D
Severe stormsFloodsHurricanesIce storms
How to read this page

What these numbers can and can’t tell you

  • An average, not a forecast. FEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
  • Compared by rate. “Higher than N%” compares yearly damage as a share of what’s there, so a big city isn’t rated riskier just for having more buildings.
  • Money that reached town. Flood claims are matched to Fredonia’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Fredonia.
  • It follows property value. FEMA’s model weighs damage to buildings, so a place that recently lost many homes can rate lower than it feels. Across Fredonia, expected losses total about $1.7M a year, counting buildings, people and crops.

Storm stories

Memories, warnings and help from neighbors in Fredonia.

Town Square →
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Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau. Preparedness tips: Ready.gov. An average of past damage, not a forecast.

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