Natural hazards · Franklin

Franklin, KS natural hazards

Most of the natural-hazard damage FEMA expects in Franklin comes from inland flooding, and overall the risk is moderate for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Franklin?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Franklin to be higher than in 56% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding36%Tornadoes25%Strong wind8%Drought8%Heat waves6%Cold waves6%Everything else11%

By hazard

What Franklin faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

36% of expected damage

Above average · higher than 59% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

25% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about once every 14 years in the area

Strong wind

8% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 5 times a year in the area

Drought

8% of expected damage

Recorded about 16 times a year in the area

Heat waves

6% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about 16 times a year in the area

Cold waves

6% of expected damage

Below average · higher than 42% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Franklin flood?

FEMA's records show no paid flood insurance claims in Franklin.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Franklin isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Crawford County.

Disasters that hit Franklin

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Franklin itself: aid to households, or repair grants to Franklin.

Brought FEMA money into FranklinDeclared for Crawford County only

2003

Severe Storms, Tornadoes, and Flooding

109 households applied for aid $234K aid approved

Crawford County has had 21 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Franklin is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Franklin’s own flood-insurance community; household aid to the registrant’s city; repair grants to Franklin. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.