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Natural hazards · Fort Scott

Fort Scott, KS natural hazards

Most of the natural-hazard damage FEMA expects in Fort Scott comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 39 claims here since 1985. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Fort Scott?

81
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fort Scott to be higher than in 81% of U.S. communities, mostly from inland flooding.

Inland flooding53%Hail14%Tornadoes8%Strong wind6%Heat waves6%Everything else13%
By hazard

What Fort Scott faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

53% of expected damage
Well above average · higher than 88% of U.S. places
Recorded about 2 times a year in the area

Hail

14% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about 6 times a year in the area

Tornadoes

8% of expected damage
Well above average · higher than 78% of U.S. places

Strong wind

6% of expected damage
Well above average · higher than 96% of U.S. places
Recorded about 5 times a year in the area

Heat waves

6% of expected damage
Well above average · higher than 91% of U.S. places
Recorded about 16 times a year in the area

Lower here

HurricanesIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Fort Scott flood?

Every paid claim on a federal flood insurance policy in Fort Scott, from FEMA’s records.

39paid claims since 1985
$2.1Mpaid to owners
6homes flooded more than once
19852026

Biggest named events

  • Thunderstorms: 1 claim, $70K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (4) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Fort Scott isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Bourbon County.

What’s been done with FEMA grants

2storm safe rooms built
Disasters that hit Fort Scott

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Fort Scott itself: aid to households, or repair grants to the City of Fort Scott.

Brought FEMA money into Fort ScottDeclared for Bourbon County only
2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

$101K to the City of Fort Scott for repairs
2013

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

$2K to the City of Fort Scott for repairs
2009

Severe Storms and Flooding

$74K to the City of Fort Scott for repairs
2009

Severe Storms, Flooding, Straight-Line Winds, and Tornadoes

$545K to the City of Fort Scott for repairs
2008

Severe Storms, Flooding and Tornadoes

$37K to the City of Fort Scott for repairs
2007

Severe Storms and Flooding

27 households applied for aid $90K aid approved $16K to the City of Fort Scott for repairs
2002

Severe Winter Ice Storm

$62K to the City of Fort Scott for repairs
Bourbon County has had 16 natural disasters declared since 1953, most often severe storms and floods.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fort Scott covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Fort Scott’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Fort Scott. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Fort Scott total about $2.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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