Natural hazards · Florence

Florence, KS natural hazards

Most of the natural-hazard damage FEMA expects in Florence comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 2 claims here since 1993. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Florence?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Florence to be higher than in 71% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding40%Tornadoes19%Strong wind8%Hail8%Ice storms7%Heat waves7%Everything else10%

By hazard

What Florence faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

40% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about once a year in the area

Tornadoes

19% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about once every 3 years in the area

Strong wind

8% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 7 times a year in the area

Hail

8% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about 10 times a year in the area

Ice storms

7% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once a year in the area

Heat waves

7% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 12 times a year in the area

Lower here

Winter weatherCold wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Florence flood?

Every paid claim on a federal flood insurance policy in Florence, from FEMA’s records.

2paid claims since 1993

$4Kpaid to owners

0homes flooded more than once

19932026

of homes in flood zones
are insured

of all homes
are insured

🏷️ 05% off flood insurance. Florence is in FEMA’s Community Rating System (class 9) for its flood-proofing work.

Insurance rates: Marion County.

Disasters that hit Florence

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Florence itself: aid to households, or repair grants to the City of Florence.

Brought FEMA money into FlorenceDeclared for Marion County only

2019

Severe Storms, Straight-Line Winds, Tornadoes, Flooding,landslides,and Mudslides

$26K to the City of Florence for repairs

2013

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

$3K to the City of Florence for repairs

2009

Severe Storms, Flooding, Straight-Line Winds, and Tornadoes

$11K to the City of Florence for repairs

2007

Severe Winter Storms

$28K to the City of Florence for repairs

2005

Severe Winter Storms, Heavy Rains, and Flooding

$9K to the City of Florence for repairs

2004

Severe Storms, Flooding, and Tornadoes

$25K to the City of Florence for repairs

Marion County has had 19 natural disasters declared since 1953, most often severe storms and floods.

Around Florence

Florence and the towns around it

Very lowLowModerateHighVery high

Florencemostly inland floodingHigh

Doylemostly inland floodingHigh

Fairplaymostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Florence is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Florence’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Florence. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.