Natural hazards · Flora

Flora, KS natural hazards

Most of the natural-hazard damage FEMA expects in Flora comes from inland flooding, and overall the risk is high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Flora?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Flora to be higher than in 65% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding42%Tornadoes19%Heat waves11%Strong wind7%Hail6%Wildfire5%Everything else10%

By hazard

What Flora faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

42% of expected damage

Above average · higher than 73% of U.S. places

Recorded about once a year in the area

Tornadoes

19% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about once every 4 years in the area

Heat waves

11% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 13 times a year in the area

Strong wind

7% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 6 times a year in the area

Hail

6% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about 9 times a year in the area

Wildfire

5% of expected damage

Well above average · higher than 96% of U.S. places

Lower here

Ice stormsWinter weatherCold wavesEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Flora flood?

FEMA's records show no paid flood insurance claims in Flora.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Flora isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Dickinson County.

Disasters that hit Flora

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Flora itself: aid to households, or repair grants to the Township of Flora.

Brought FEMA money into FloraDeclared for Dickinson County only

2013

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

$3K to the Township of Flora for repairs

2007

Severe Storms, Tornadoes, and Flooding

$8K to the Township of Flora for repairs

Dickinson County has had 14 natural disasters declared since 1953, most often severe storms and floods.

Around Flora

Flora and the towns around it

Very lowLowModerateHighVery high

Ottawamostly inland floodingHigh

Floramostly inland floodingHigh

Willowdalemostly inland floodingHigh

Cheevermostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Flora is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Flora’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Flora. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.