Natural hazards · Enterprise

Enterprise, KS natural hazards

Most of the natural-hazard damage FEMA expects in Enterprise comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 1 claim here since 1993. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Enterprise?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Enterprise to be higher than in 57% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding35%Tornadoes19%Heat waves10%Wildfire9%Strong wind8%Hail8%Everything else11%

By hazard

What Enterprise faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

35% of expected damage

Above average · higher than 57% of U.S. places

Recorded about once a year in the area

Tornadoes

19% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about once every 4 years in the area

Heat waves

10% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 13 times a year in the area

Wildfire

9% of expected damage

Well above average · higher than 96% of U.S. places

Strong wind

8% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 6 times a year in the area

Hail

8% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about 9 times a year in the area

Lower here

Ice stormsWinter weatherCold wavesEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Enterprise flood?

Every paid claim on a federal flood insurance policy in Enterprise, from FEMA’s records.

1paid claims since 1993

$21Kpaid to owners

0homes flooded more than once

19932026

Biggest named events

Midwest Flooding: 1 claim, $21K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Enterprise isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Dickinson County.

What’s been done with FEMA grants

1storm safe rooms built

Disasters that hit Enterprise

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Enterprise itself: aid to households, or repair grants to the City of Enterprise.

Brought FEMA money into EnterpriseDeclared for Dickinson County only

2019

Severe Storms, Straight-Line Winds, Tornadoes, Flooding,landslides,and Mudslides

$104K to the City of Enterprise for repairs

2007

Severe Winter Storms

$9K to the City of Enterprise for repairs

Dickinson County has had 14 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Enterprise is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Enterprise’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Enterprise. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.