Natural hazards · Dover

Dover, KS natural hazards

Most of the natural-hazard damage FEMA expects in Dover comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 9 claims here since 1993. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Dover?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Dover to be higher than in 64% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding53%Tornadoes17%Heat waves8%Cold waves5%Everything else18%

By hazard

What Dover faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

53% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

17% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about once every 11 years in the area

Heat waves

8% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 14 times a year in the area

Cold waves

5% of expected damage

Above average · higher than 54% of U.S. places

Recorded about 2 times a year in the area

Lower here

HailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Dover flood?

Every paid claim on a federal flood insurance policy in Dover, from FEMA’s records.

9paid claims since 1993

$140Kpaid to owners

0homes flooded more than once

19932026

Biggest named events

Midwest Flooding: 3 claims, $17K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Dover isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Shawnee County.

Disasters that hit Dover

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Dover itself: aid to households, or repair grants to the Township of Dover.

Brought FEMA money into DoverDeclared for Shawnee County only

2009

Severe Winter Storms and Snowstorm

$25K to the Township of Dover for repairs

2007

Severe Storms, Tornadoes, and Flooding

2 households applied for aid $2K aid approved $36K to the Township of Dover for repairs

2004

Severe Storms, Flooding, and Tornadoes

$14K to the Township of Dover for repairs

Shawnee County has had 14 natural disasters declared since 1953, most often severe storms and floods.

Around Dover

Dover and the towns around it

Very lowLowModerateHighVery high

Mission Creekmostly inland floodingVery high

Maple Hillmostly inland floodingVery high

Dovermostly inland floodingHigh

Auburnmostly inland floodingHigh

Missionmostly inland floodingModerate

Silver Lakemostly inland floodingModerate

Rossvillemostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Dover covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Dover’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Dover. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Dover total about $2.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.