Natural hazards · Concordia

Concordia, KS natural hazards

Most of the natural-hazard damage FEMA expects in Concordia comes from inland flooding, and overall the risk is low for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Concordia?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Concordia to be higher than in 39% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding25%Tornadoes22%Strong wind12%Hail12%Ice storms9%Heat waves8%Everything else13%

By hazard

What Concordia faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

25% of expected damage

Well below average · higher than 17% of U.S. places

Recorded about once a year in the area

Tornadoes

22% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about once every 68 years in the area

Strong wind

12% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 5 times a year in the area

Hail

12% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 8 times a year in the area

Ice storms

9% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about once a year in the area

Heat waves

8% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 11 times a year in the area

Lower here

Winter weatherWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Concordia flood?

FEMA's records show no paid flood insurance claims in Concordia.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Concordia isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cloud County.

What’s been done with FEMA grants

1storm safe rooms built

Disasters that hit Concordia

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Concordia itself: aid to households, or repair grants to the City of Concordia.

Brought FEMA money into ConcordiaDeclared for Cloud County only

2024

Severe Winter Storm

$40K to the City of Concordia for repairs

2021

Severe Storms and Straight Line Winds

$8K to the City of Concordia for repairs

2019

Severe Storms, Straight-Line Winds, Tornadoes, Flooding,landslides,and Mudslides

$3K to the City of Concordia for repairs

2010

Severe Storms, Flooding, and Tornadoes

$25K to the City of Concordia for repairs

2007

Severe Winter Storms

$64K to the City of Concordia for repairs

Cloud County has had 13 natural disasters declared since 1953, most often severe storms and winter storms.

Around Concordia

Concordia and the towns around it

Very lowLowModerateHighVery high

Lincolnmostly inland floodingModerate

Concordiamostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Concordia is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Concordia’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Concordia. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.