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Natural hazards · Colorado

Colorado, KS natural hazards

Most of the natural-hazard damage FEMA expects in Colorado comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Colorado?

74
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Colorado to be higher than in 74% of U.S. communities, mostly from inland flooding and hail.

Inland flooding34%Hail27%Tornadoes13%Ice storms10%Strong wind6%Everything else10%
By hazard

What Colorado faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

34% of expected damage
Above average · higher than 72% of U.S. places
Recorded about once a year in the area

Hail

27% of expected damage
Well above average · higher than 94% of U.S. places
Recorded about 9 times a year in the area

Tornadoes

13% of expected damage
Well above average · higher than 92% of U.S. places
Recorded about once a year in the area

Ice storms

10% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about once a year in the area

Strong wind

6% of expected damage
Well above average · higher than 96% of U.S. places
Recorded about 6 times a year in the area

Lower here

Winter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Colorado flood?

FEMA's records show no paid flood insurance claims in Colorado.

of all homes
are insured
No community discount. Colorado isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Lincoln County.
Disasters that hit Colorado

Federal disasters declared here

None of the disasters declared for Lincoln County shows FEMA aid or repair money reaching Colorado itself in FEMA’s records.

Brought FEMA money into ColoradoDeclared for Lincoln County only
Lincoln County has had 13 natural disasters declared since 1953, most often severe storms and floods.
Around Colorado

Colorado and the towns around it

Logan: High, mostly inland floodingMorton: High, mostly inland floodingMadison: High, mostly inland floodingSalt Creek: High, mostly inland floodingHenry: High, mostly inland floodingFountain: High, mostly inland floodingCulver: High, mostly inland floodingGlendale: High, mostly inland floodingMulberry: High, mostly inland floodingFranklin: High, mostly inland floodingColorado: High, mostly inland flooding ColoradoLoganMortonMadison
Very lowLowModerateHighVery high
Mortonmostly inland floodingHigh
Coloradomostly inland floodingHigh
Loganmostly inland floodingHigh
Madisonmostly inland floodingHigh
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Colorado is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Colorado’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Colorado. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

The coffee’s on

Where to, neighbor?

You’re in Colorado, KSLincoln CountyView boundary

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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