Natural hazards · Clay

Clay, KS natural hazards

Most of the natural-hazard damage FEMA expects in Clay comes from wildfires, and overall the risk is very high for a U.S. community. Flood insurance has paid 3 claims here since 2013.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Clay?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Clay to be higher than in 80% of U.S. communities, mostly from wildfires and inland flooding.

Wildfire31%Inland flooding24%Tornadoes18%Strong wind7%Cold waves7%Everything else13%

By hazard

What Clay faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Wildfire

31% of expected damage

Well above average · among the top 1% of U.S. places

Inland flooding

24% of expected damage

Below average · higher than 48% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

18% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once every 26 years in the area

Strong wind

7% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 8 times a year in the area

Cold waves

7% of expected damage

Below average · higher than 33% of U.S. places

Recorded about 2 times a year in the area

Lower here

HailIce stormsWinter weatherHeat wavesEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Clay flood?

Every paid claim on a federal flood insurance policy in Clay, from FEMA’s records.

3paid claims since 2013

$7Kpaid to owners

0homes flooded more than once

20132026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Clay isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Reno County.

Disasters that hit Clay

Federal disasters declared here

None of the disasters declared for Reno County shows FEMA aid or repair money reaching Clay itself in FEMA’s records.

Brought FEMA money into ClayDeclared for Reno County only

Reno County has had 21 natural disasters declared since 1953, most often severe storms and fires.

Around Clay

Clay and the towns around it

Very lowLowModerateHighVery high

Claymostly wildfiresVery high

Medoramostly wildfiresVery high

Little Rivermostly wildfiresVery high

Hutchinsonmostly inland floodingHigh

Yodermostly inland floodingHigh

Valleymostly inland floodingHigh

Renomostly tornadoesLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Clay covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Clay’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Clay. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Clay total about $5.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.