Natural hazards · Chetopa

Chetopa, KS natural hazards

Most of the natural-hazard damage FEMA expects in Chetopa comes from inland flooding, and overall the risk is very high for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Chetopa?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Chetopa to be higher than in 86% of U.S. communities, mostly from inland flooding.

Inland flooding63%Tornadoes14%Cold waves6%Everything else17%

By hazard

What Chetopa faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

63% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

14% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once every 38 years in the area

Cold waves

6% of expected damage

Below average · higher than 39% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Chetopa flood?

FEMA's records show no paid flood insurance claims in Chetopa.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Chetopa isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Labette County.

What’s been done with FEMA grants

5flood-prone properties bought out and cleared

Disasters that hit Chetopa

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Chetopa itself: aid to households, or repair grants to the City of Chetopa.

Brought FEMA money into ChetopaDeclared for Labette County only

2009

Severe Winter Storms and Snowstorm

$3K to the City of Chetopa for repairs

2007

Severe Winter Storms

$138K to the City of Chetopa for repairs

2007

Severe Storms and Flooding

8 households applied for aid $53K aid approved $3K to the City of Chetopa for repairs

2003

Severe Storms, Tornadoes, and Flooding

1 household applied for aid

Labette County has had 12 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Chetopa is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Chetopa’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Chetopa. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.