Natural hazards · Chapman

Chapman, KS natural hazards

Most of the natural-hazard damage FEMA expects in Chapman comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 17 claims here since 1993. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Chapman?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Chapman to be higher than in 65% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding42%Tornadoes19%Heat waves11%Strong wind7%Hail6%Wildfire5%Everything else10%

By hazard

What Chapman faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

42% of expected damage

Above average · higher than 73% of U.S. places

Recorded about once a year in the area

Tornadoes

19% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about once every 4 years in the area

Heat waves

11% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 13 times a year in the area

Strong wind

7% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 6 times a year in the area

Hail

6% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about 9 times a year in the area

Wildfire

5% of expected damage

Well above average · higher than 96% of U.S. places

Lower here

Ice stormsWinter weatherCold wavesEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Chapman flood?

Every paid claim on a federal flood insurance policy in Chapman, from FEMA’s records.

17paid claims since 1993

$43Kpaid to owners

0homes flooded more than once

19932026

Biggest named events

Midwest Flooding: 16 claims, $40K

of homes in flood zones
are insured

of all homes
are insured

🏷️ 10% off flood insurance. Chapman is in FEMA’s Community Rating System (class 8) for its flood-proofing work.

Insurance rates: Dickinson County.

What’s been done with FEMA grants

53storm safe rooms built

Disasters that hit Chapman

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Chapman itself: aid to households, or repair grants to the City of Chapman.

Brought FEMA money into ChapmanDeclared for Dickinson County only

2019

Severe Storms, Straight-Line Winds, Tornadoes, Flooding,landslides,and Mudslides

$242K to the City of Chapman for repairs

2008

Severe Storms, Flooding and Tornadoes

$240K to the City of Chapman for repairs

2007

Severe Winter Storms

$11K to the City of Chapman for repairs

2007

Severe Storms, Tornadoes, and Flooding

1 household applied for aid $76 aid approved

Dickinson County has had 14 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Chapman is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Chapman’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Chapman. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.