Natural hazards · Chapman

Chapman, KS natural hazards

Most of the natural-hazard damage FEMA expects in Chapman comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Chapman?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Chapman to be higher than in 75% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding38%Tornadoes15%Ice storms14%Hail14%Strong wind8%Wildfire6%Everything else6%

By hazard

What Chapman faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

38% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about once a year in the area

Tornadoes

15% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about once every 3 years in the area

Ice storms

14% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once a year in the area

Hail

14% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about 9 times a year in the area

Strong wind

8% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 5 times a year in the area

Wildfire

6% of expected damage

Well above average · higher than 97% of U.S. places

Lower here

Winter weatherCold wavesHeat wavesEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Chapman flood?

FEMA's records show no paid flood insurance claims in Chapman.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Chapman isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Ottawa County.

Disasters that hit Chapman

Federal disasters declared here

None of the disasters declared for Ottawa County shows FEMA aid or repair money reaching Chapman itself in FEMA’s records.

Brought FEMA money into ChapmanDeclared for Ottawa County only

Ottawa County has had 15 natural disasters declared since 1953, most often severe storms and floods.

Around Chapman

Chapman and the towns around it

Very lowLowModerateHighVery high

Chapmanmostly inland floodingHigh

Shermanmostly inland floodingHigh

Durhammostly inland floodingHigh

Starrmostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Chapman is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Chapman’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Chapman. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.