Natural hazards · Bloomington

Bloomington, KS natural hazards

Most of the natural-hazard damage FEMA expects in Bloomington comes from wildfires, and overall the risk is very high for a U.S. community. Flood insurance has paid 14 claims here since 1983.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Bloomington?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bloomington to be higher than in 86% of U.S. communities, mostly from wildfires and inland flooding.

Wildfire35%Inland flooding27%Tornadoes16%Cold waves6%Everything else16%

By hazard

What Bloomington faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Wildfire

35% of expected damage

Well above average · among the top 1% of U.S. places

Inland flooding

27% of expected damage

Above average · higher than 67% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

16% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about once every 8 years in the area

Cold waves

6% of expected damage

Below average · higher than 35% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Bloomington flood?

Every paid claim on a federal flood insurance policy in Bloomington, from FEMA’s records.

14paid claims since 1983

$302Kpaid to owners

0homes flooded more than once

19832026

Biggest named events

Thunderstorms: 3 claims, $79K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Bloomington isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Butler County.

Disasters that hit Bloomington

Federal disasters declared here

None of the disasters declared for Butler County shows FEMA aid or repair money reaching Bloomington itself in FEMA’s records.

Brought FEMA money into BloomingtonDeclared for Butler County only

Butler County has had 25 natural disasters declared since 1953, most often severe storms and floods.

Around Bloomington

Bloomington and the towns around it

Very lowLowModerateHighVery high

Bloomingtonmostly wildfiresVery high

Loganmostly wildfiresVery high

Walnutmostly wildfiresVery high

Rock Creekmostly inland floodingHigh

Springmostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bloomington covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Bloomington’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Bloomington. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Bloomington total about $3.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.