Natural hazards · Black Wolf

Black Wolf, KS natural hazards

Most of the natural-hazard damage FEMA expects in Black Wolf comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 6 claims here since 1990.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Black Wolf?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Black Wolf to be higher than in 56% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding30%Tornadoes25%Cold waves11%Ice storms9%Hail7%Strong wind7%Everything else10%

By hazard

What Black Wolf faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

30% of expected damage

Below average · higher than 44% of U.S. places

Recorded about once a year in the area

Tornadoes

25% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once every 5 years in the area

Cold waves

11% of expected damage

Below average · higher than 26% of U.S. places

Recorded about 3 times a year in the area

Ice storms

9% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once a year in the area

Hail

7% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about 10 times a year in the area

Strong wind

7% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 6 times a year in the area

Lower here

Winter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Black Wolf flood?

Every paid claim on a federal flood insurance policy in Black Wolf, from FEMA’s records.

6paid claims since 1990

$55Kpaid to owners

0homes flooded more than once

19902026

Biggest named events

Midwest Flooding: 4 claims, $50K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Black Wolf isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Ellsworth County.

Disasters that hit Black Wolf

Federal disasters declared here

None of the disasters declared for Ellsworth County shows FEMA aid or repair money reaching Black Wolf itself in FEMA’s records.

Brought FEMA money into Black WolfDeclared for Ellsworth County only

Ellsworth County has had 16 natural disasters declared since 1953, most often severe storms and floods.

Around Black Wolf

Black Wolf and the towns around it

Very lowLowModerateHighVery high

Lincolnmostly inland floodingHigh

Palackymostly inland floodingHigh

Black Wolfmostly inland floodingModerate

Noblemostly inland floodingModerate

Columbiamostly inland floodingModerate

Ellsworthmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Black Wolf covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Black Wolf’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Black Wolf. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Black Wolf total about $3.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.