Natural hazards · Baker

Baker, KS natural hazards

Most of the natural-hazard damage FEMA expects in Baker comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 69 claims here since 1985.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Baker?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Baker to be higher than in 75% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding52%Tornadoes21%Strong wind7%Everything else20%

By hazard

What Baker faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

52% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

21% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about once every 85 years in the area

Strong wind

7% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Baker flood?

Every paid claim on a federal flood insurance policy in Baker, from FEMA’s records.

69paid claims since 1985

$1.1Mpaid to owners

0homes flooded more than once

19852026

Biggest named events

Thunderstorms: 3 claims, $52K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Baker isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Crawford County.

Disasters that hit Baker

Federal disasters declared here

None of the disasters declared for Crawford County shows FEMA aid or repair money reaching Baker itself in FEMA’s records.

Brought FEMA money into BakerDeclared for Crawford County only

Crawford County has had 21 natural disasters declared since 1953, most often severe storms and floods.

Around Baker

Baker and the towns around it

Very lowLowModerateHighVery high

South Westmostly inland floodingHigh

Bakermostly inland floodingHigh

Pleasant Viewmostly inland floodingHigh

Opolismostly inland floodingHigh

Sheridanmostly droughtHigh

Pittsburgmostly inland floodingHigh

Frontenacmostly inland floodingHigh

Washingtonmostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Baker covers 4 census tracts, combined by population.

Money that reached townFlood claims are matched to Baker’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Baker. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Baker total about $9.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.