Natural hazards · Andover

Andover, KS natural hazards

Most of the natural-hazard damage FEMA expects in Andover comes from tornadoes, and overall the risk is moderate for a U.S. community. Flood insurance has paid 3 claims here since 1987. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Andover?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Andover to be higher than in 51% of U.S. communities, mostly from tornadoes and inland flooding.

Tornadoes30%Inland flooding29%Cold waves11%Heat waves8%Wildfire7%Strong wind6%Everything else10%

By hazard

What Andover faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Tornadoes

30% of expected damage

Well above average · higher than 92% of U.S. places

Inland flooding

29% of expected damage

Below average · higher than 44% of U.S. places

Recorded about 3 times a year in the area

Cold waves

11% of expected damage

Below average · higher than 35% of U.S. places

Recorded about 2 times a year in the area

Heat waves

8% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 14 times a year in the area

Wildfire

7% of expected damage

Well above average · higher than 95% of U.S. places

Strong wind

6% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 7 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Andover flood?

Every paid claim on a federal flood insurance policy in Andover, from FEMA’s records.

3paid claims since 1987

$164Kpaid to owners

0homes flooded more than once

19872026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Andover isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Butler County.

What’s been done with FEMA grants

7storm safe rooms built

Disasters that hit Andover

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Andover itself: aid to households, or repair grants to the City of Andover.

Brought FEMA money into AndoverDeclared for Butler County only

2007

Severe Storms and Flooding

5 households applied for aid $3K aid approved

Butler County has had 25 natural disasters declared since 1953, most often severe storms and floods.

Around Andover

Andover and the towns around it

Very lowLowModerateHighVery high

Minnehamostly inland floodingHigh

Brunomostly inland floodingHigh

Wichitamostly inland floodingModerate

Andovermostly tornadoesModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Andover covers 3 census tracts, combined by population.

Money that reached townFlood claims are matched to Andover’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Andover. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Andover total about $5.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.