Natural hazards · Adams

Adams, KS natural hazards

Most of the natural-hazard damage FEMA expects in Adams comes from inland flooding, and overall the risk is low for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Adams?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Adams to be higher than in 37% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding43%Tornadoes28%Heat waves6%Wildfire6%Everything else18%

By hazard

What Adams faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

43% of expected damage

Below average · higher than 34% of U.S. places

Recorded about once a year in the area

Tornadoes

28% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once every 4 years in the area

Heat waves

6% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 11 times a year in the area

Wildfire

6% of expected damage

Well above average · higher than 94% of U.S. places

Lower here

HailIce stormsWinter weatherCold wavesEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Adams flood?

FEMA's records show no paid flood insurance claims in Adams.

of all homes
are insured

No community discount. Adams isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Nemaha County.

Disasters that hit Adams

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Adams itself: aid to households, or repair grants to the Township of Adams.

Brought FEMA money into AdamsDeclared for Nemaha County only

2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$5K to the Township of Adams for repairs

2009

Severe Winter Storms and Snowstorm

$32K to the Township of Adams for repairs

2007

Severe Winter Storms

$5K to the Township of Adams for repairs

2007

Severe Storms, Tornadoes, and Flooding

$4K to the Township of Adams for repairs

Nemaha County has had 14 natural disasters declared since 1953, most often severe storms and floods.

Around Adams

Adams and the towns around it

Very lowLowModerateHighVery high

Mitchellmostly inland floodingModerate

Harrisonmostly inland floodingModerate

Capiomamostly inland floodingModerate

Adamsmostly inland floodingLow

Gilmanmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Adams is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Adams’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Adams. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.