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Natural hazards · Yorktown

Yorktown, IN natural hazards

Most of the natural-hazard damage FEMA expects in Yorktown comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 4 claims here since 2002. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Yorktown?

51
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Yorktown to be higher than in 51% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding66%Tornadoes19%Everything else15%
By hazard

What Yorktown faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

66% of expected damage
Above average · higher than 69% of U.S. places
Recorded about 2 times a year in the area

Tornadoes

19% of expected damage
Well above average · higher than 81% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Yorktown flood?

Every paid claim on a federal flood insurance policy in Yorktown, from FEMA’s records.

4paid claims since 2002
$22Kpaid to owners
0homes flooded more than once
20022026

Biggest named events

  • 2026-08-Indiana-Flooding: 2 claims, $15K
of homes in flood zones
are insured
of all homes
are insured
No community discount. Yorktown isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Delaware County.
Disasters that hit Yorktown

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Yorktown itself: aid to households, or repair grants to the Town of Yorktown.

Brought FEMA money into YorktownDeclared for Delaware County only
2026

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

77 households applied for aid $388K aid approved
2007

Snow

$12K to the Town of Yorktown for repairs
2005

Severe Winter Storms and Flooding

260 households applied for aid $187K aid approved $54K to the Town of Yorktown for repairs
2004

Snow

$4K to the Town of Yorktown for repairs
2003

Severe Storms, Tornadoes, and Flooding

18 households applied for aid $23K aid approved
1999

In-Winter Storm 12/23/98

$5K to the Town of Yorktown for repairs
Delaware County has had 15 natural disasters declared since 1953, most often severe storms and winter storms.
Around Yorktown

Yorktown and the towns around it

Muncie: Moderate, mostly inland floodingHarrison: Low, mostly inland floodingSalem: Low, mostly inland floodingCenter: Moderate, mostly inland floodingRichland: Moderate, mostly inland floodingMonroe: Low, mostly inland floodingHamilton: Low, mostly inland floodingWashington: Moderate, mostly inland floodingMonroe: Moderate, mostly inland floodingFall Creek: Moderate, mostly inland floodingUnion: Low, mostly inland floodingLiberty: Low, mostly inland floodingLafayette: Low, mostly inland floodingAnderson: Low, mostly inland floodingYorktown: Moderate, mostly inland flooding YorktownMuncieHarrisonSalemCenterRichland
Very lowLowModerateHighVery high
Yorktownmostly inland floodingModerate
Munciemostly inland floodingModerate
Richlandmostly inland floodingModerate
Centermostly inland floodingModerate
Harrisonmostly inland floodingLow
Salemmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Yorktown covers 3 census tracts, combined by population.
Money that reached townFlood claims are matched to Yorktown’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Yorktown. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Yorktown total about $4.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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