Natural hazards · Worth

Worth, IN natural hazards

Most of the natural-hazard damage FEMA expects in Worth comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Worth?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Worth to be higher than in 33% of U.S. communities, mostly from inland flooding.

Inland flooding59%Cold waves11%Tornadoes7%Strong wind6%Hail5%Everything else12%

By hazard

What Worth faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

59% of expected damage

Above average · higher than 53% of U.S. places

Recorded about once a year in the area

Cold waves

11% of expected damage

Above average · higher than 57% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

7% of expected damage

Above average · higher than 54% of U.S. places

Recorded about once every 29 years in the area

Strong wind

6% of expected damage

Above average · higher than 63% of U.S. places

Recorded about 5 times a year in the area

Hail

5% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Worth flood?

FEMA's records show no paid flood insurance claims in Worth.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Worth isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Boone County.

Disasters that hit Worth

Federal disasters declared here

None of the disasters declared for Boone County shows FEMA aid or repair money reaching Worth itself in FEMA’s records.

Brought FEMA money into WorthDeclared for Boone County only

Boone County has had 15 natural disasters declared since 1953, most often severe storms and winter storms.

Around Worth

Worth and the towns around it

Very lowLowModerateHighVery high

Centermostly inland floodingLow

Zionsvillemostly inland floodingLow

Worthmostly inland floodingLow

Whitestownmostly inland floodingLow

Perrymostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Worth is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Worth’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Worth. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.