Natural hazards · Wolcottville

Wolcottville, IN natural hazards

Most of the natural-hazard damage FEMA expects in Wolcottville comes from inland flooding, and overall the risk is low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Wolcottville?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Wolcottville to be higher than in 26% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding48%Tornadoes21%Strong wind10%Cold waves9%Everything else13%

By hazard

What Wolcottville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

48% of expected damage

Below average · higher than 31% of U.S. places

Recorded about once every 9 years in the area

Tornadoes

21% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about once every 60 years in the area

Strong wind

10% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about 5 times a year in the area

Cold waves

9% of expected damage

Below average · higher than 43% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Wolcottville flood?

FEMA's records show no paid flood insurance claims in Wolcottville.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Wolcottville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Noble County.

Disasters that hit Wolcottville

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Wolcottville itself: aid to households, or repair grants to the Town of Wolcottville.

Brought FEMA money into WolcottvilleDeclared for Noble County only

2007

Snow

$1K to the Town of Wolcottville for repairs

Noble County has had 14 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Wolcottville is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Wolcottville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Wolcottville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.