Natural hazards · Westville

Westville, IN natural hazards

Most of the natural-hazard damage FEMA expects in Westville comes from cold waves, and overall the risk is very low for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Westville?

2
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Westville to be higher than in 2% of U.S. communities, mostly from cold waves and tornadoes.

Cold waves52%Tornadoes29%Inland flooding7%Everything else13%
By hazard

What Westville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

52% of expected damage
Well below average · higher than 19% of U.S. places
Recorded about 4 times a year in the area

Tornadoes

29% of expected damage
Well above average · higher than 84% of U.S. places

Inland flooding

7% of expected damage
Well below average · higher than 2% of U.S. places
Recorded about once every 3 years in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Westville flood?

FEMA's records show no paid flood insurance claims in Westville.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Westville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: LaPorte County.
Disasters that hit Westville

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Westville itself: aid to households, or repair grants to the Town of Westville.

Brought FEMA money into WestvilleDeclared for LaPorte County only
2026

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

137 households applied for aid $298K aid approved
2018

Severe Storms and Flooding

1 household applied for aid
2009

Severe Storms, Tornadoes, and Flooding

1 household applied for aid $284 aid approved
2008

Severe Storms and Flooding

37 households applied for aid $42K aid approved
LaPorte County has had 15 natural disasters declared since 1953, most often severe storms and floods.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Westville covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Westville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Westville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Westville total about $544K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01