Natural hazards · Westport

Westport, IN natural hazards

Most of the natural-hazard damage FEMA expects in Westport comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 1 claim here since 2025. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Westport?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Westport to be higher than in 56% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding51%Tornadoes21%Strong wind7%Cold waves6%Lightning5%Everything else10%

By hazard

What Westport faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

51% of expected damage

Above average · higher than 68% of U.S. places

Recorded about once a year in the area

Tornadoes

21% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once every 18 years in the area

Strong wind

7% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about 5 times a year in the area

Cold waves

6% of expected damage

Above average · higher than 52% of U.S. places

Recorded about 2 times a year in the area

Lightning

5% of expected damage

Well above average · higher than 79% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Westport flood?

Every paid claim on a federal flood insurance policy in Westport, from FEMA’s records.

1paid claims since 2025

$20Kpaid to owners

0homes flooded more than once

20252026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Westport isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Decatur County.

Disasters that hit Westport

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Westport itself: aid to households, or repair grants to the Town of Westport.

Brought FEMA money into WestportDeclared for Decatur County only

2026

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

1 household applied for aid $4K aid approved

2008

Severe Storms, Flooding, and Tornadoes

1 household applied for aid

2005

Severe Winter Storms and Flooding

1 household applied for aid

2004

Snow

$2K to the Town of Westport for repairs

Decatur County has had 13 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Westport is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Westport’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Westport. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.