Natural hazards · Webster

Webster, IN natural hazards

Most of the natural-hazard damage FEMA expects in Webster comes from inland flooding, and overall the risk is moderate for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Webster?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Webster to be higher than in 59% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding64%Tornadoes20%Strong wind5%Everything else11%

By hazard

What Webster faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

64% of expected damage

Above average · higher than 73% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

20% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about once every 47 years in the area

Strong wind

5% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Webster flood?

FEMA's records show no paid flood insurance claims in Webster.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Webster isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Wayne County.

Disasters that hit Webster

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Webster itself: aid to households, or repair grants to the Township of Webster.

Brought FEMA money into WebsterDeclared for Wayne County only

2026

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

2 households applied for aid $6K aid approved

Wayne County has had 13 natural disasters declared since 1953, most often severe storms and winter storms.

Around Webster

Webster and the towns around it

Very lowLowModerateHighVery high

Greenmostly inland floodingHigh

Webstermostly inland floodingModerate

New Gardenmostly inland floodingModerate

Waynemostly inland floodingModerate

Centermostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Webster is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Webster’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Webster. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.