TownTapestry
Sign inJoin
WashingtonGood afternoon
Natural hazards · Washington

Washington, IN natural hazards

Most of the natural-hazard damage FEMA expects in Washington comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 903 claims here since 1978.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Washington?

45
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Washington to be higher than in 45% of U.S. communities, mostly from inland flooding.

Inland flooding62%Tornadoes13%Cold waves8%Earthquakes7%Heat waves6%Everything else4%
By hazard

What Washington faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

62% of expected damage
Above average · higher than 65% of U.S. places
Recorded about 3 times a year in the area

Tornadoes

13% of expected damage
Well above average · higher than 75% of U.S. places

Cold waves

8% of expected damage
Below average · higher than 29% of U.S. places
Recorded about 3 times a year in the area

Earthquakes

7% of expected damage
Above average · higher than 70% of U.S. places

Heat waves

6% of expected damage
Below average · higher than 38% of U.S. places
Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Washington flood?

Every paid claim on a federal flood insurance policy in Washington, from FEMA’s records.

903paid claims since 1978
$10.1Mpaid to owners
0homes flooded more than once
19782026

Biggest named events

  • 2026-08-Indiana-Flooding: 53 claims, $1.5M
  • Storm: 5 claims, $23K
  • Not a named storm: 3 claims, $4K
of homes in flood zones
are insured
of all homes
are insured
No community discount. Washington isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Marion County.
Disasters that hit Washington

Federal disasters declared here

None of the disasters declared for Marion County shows FEMA aid or repair money reaching Washington itself in FEMA’s records.

Brought FEMA money into WashingtonDeclared for Marion County only
Marion County has had 16 natural disasters declared since 1953, most often severe storms and winter storms.
Around Washington

Washington and the towns around it

Pike: Moderate, mostly inland floodingCenter: Moderate, mostly inland floodingLawrence: Low, mostly inland floodingIndianapolis: no dataCarmel: Moderate, mostly inland floodingClay: Moderate, mostly inland floodingWayne: Moderate, mostly inland floodingZionsville: Low, mostly inland floodingBrown: High, mostly inland floodingWarren: Low, mostly inland floodingPerry: Moderate, mostly inland floodingFranklin: Low, mostly inland floodingVernon: Low, mostly inland floodingMcCordsville: Low, mostly inland floodingFishers: Moderate, mostly inland floodingFall Creek: Moderate, mostly inland floodingBuck Creek: Low, mostly inland floodingLawrence: Low, mostly inland floodingDelaware: Low, mostly inland floodingDecatur: Low, mostly inland floodingNoblesville: Moderate, mostly inland floodingNoblesville: Moderate, mostly inland floodingWestfield: Low, mostly inland floodingWestfield Washington: Low, mostly inland floodingWashington: Moderate, mostly inland floodingPlainfield: Moderate, mostly inland floodingWashington: Moderate, mostly inland flooding WashingtonPikeCenterLawrenceIndianapolisCarmelClayWayne
Very lowLowModerateHighVery high
Waynemostly inland floodingModerate
Centermostly inland floodingModerate
Washingtonmostly inland floodingModerate
Pikemostly inland floodingModerate
Carmelmostly inland floodingModerate
Claymostly inland floodingModerate
Lawrencemostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Washington covers 40 census tracts, combined by population.
Money that reached townFlood claims are matched to Washington’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Washington. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Washington total about $47.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

The door’s open

Where to, neighbor?

You’re in Washington, INMarion CountyView boundary

Nearby

All towns & citiesExplore the map

Local begins with a boundary.

See what belongs to your selected town.

Loading boundary…

Washington is your selected town. The feed includes posts assigned to this town, not a distance radius or ZIP code.

Neighborhoods narrow the feed further, while townwide announcements, events, and issues remain visible.

Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
Open detailed map