Warsaw, IN natural hazards
Most of the natural-hazard damage FEMA expects in Warsaw comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 49 claims here since 1981. 8 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is Warsaw?
FEMA expects yearly storm and flood damage to homes and buildings in Warsaw to be higher than in 8% of U.S. communities, mostly from inland flooding and tornadoes.
What Warsaw faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Inland flooding
Tornadoes
Cold waves
Strong wind
Lower here
Not a risk here
Does Warsaw flood?
Every paid claim on a federal flood insurance policy in Warsaw, from FEMA’s records.
Homes that flooded again and again
■ FEMA “severe repetitive loss” (3) ■ flooded 2+ times
are insured
are insured
8 federal disasters brought FEMA money here
Disasters the President declared that paid out in Warsaw itself: aid to households, or repair grants to the City of Warsaw.
Severe Storms and Flooding
Severe Storms, Tornadoes, and Flooding
Severe Storms and Flooding
Severe Winter Storms and Flooding
Severe Storms, Tornadoes, and Flooding
Severe Storms, Tornadoes, and Flooding
Snow
In-Winter Storm 12/23/98
How to read this page
FEMA’s expected losses across Warsaw total about $2.9M a year, counting buildings, people and crops.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.